Direct Debit Details
This is your Direct Debit Service Agreement with Kids on Key ABN 76 285 248 260It explains what your obligations are when undertaking a Direct Debit arrangement with us. It also details what our obligations are to you as your Direct Debit provider.Please keep this agreement for future reference. It forms part of the terms and conditions of your Direct Debit Request (DDR) and should be read in conjunction with your DDR authorisation.
account means the account held at your financial institution from which we are authorised to arrange for funds to be debited.
agreement means this Direct Debit Request Service Agreement between you and us.
banking day means a day other than a Saturday or a Sunday or a public holiday listed throughout Australia.
debit day means the day that payment by you to us is due.
debit payment means a particular transaction where a debit is made.direct debit request means the Direct Debit Request between us and you.
us or we means Kids on Key (the Debit User) you have authorised by requesting a Direct Debit Request.you means the customer who has signed or authorised by other means the Direct Debit Request.your financial institution means the financial institution nominated by you on the DDR at which the account is maintained.
1. Debiting your account
1.1 By signing a Direct Debit Request or by providing us with a valid instruction, you have authorised us to arrange for funds to be debited from your account. You should refer to the Direct Debit Request and this agreement for the terms of the arrangement between us and you.
1.2 We will only arrange for funds to be debited from your account if we have sent to the email address nominated by you in the Direct Debit Request, a billing advice which specifies the amount payable by you to us and when it is due.
1.3 If the debit day falls on a day that is not a banking day, we may direct your financial institution to debit your account on the following banking day. If you are unsure about which day your account has or will be debited you should ask your financial institution.
2. Amendments by us
2.1 We may vary any details of this agreement or a Direct Debit Request at any time by giving you at least fourteen (14) days written notice.
3. Amendments by you
You may terminate this agreement by providing us with at least 14 days notification by sending an email to: email@example.com
Or arranging it through your own financial institution, which is required to act promptly on your instructions. If notification is not received by this time your account will be debited the amount indicated on your invoice and your child will be considered enrolled for the following term’s tuition. No refunds will be given under these circumstances.
4. Your obligations
4.1 It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made in accordance with the Direct Debit Request.
4.2 If there are insufficient clear funds in your account to meet a debit payment:
(a) you may be charged a fee and/or interest by your financial institution;
(b) you will also incur a $15 fee imposed by us; and
(c) you must arrange for the debit payment to be made by another method or arrange for sufficient clear funds to be in your account by an agreed time so that we can processthe debit payment.
4.3 You should check your account statement to verify that the amounts debited from your account are correct
5.1 If you believe that there has been an error in debiting your account, you should notify us directly on by sending an email to: firstname.lastname@example.org telephoning us on 0402 466870 during business hours; and confirm that notice in writing with us as soon as possible so that we can resolve your query more quickly. Alternatively you can take it up directly with your financial institution.
5.2 If we conclude as a result of our investigations that your account has been incorrectly debited we will respond to your query by arranging for your financial institution to adjust your account (including interest and charges) accordingly. We will also notify you in writing of the amount by which your account has been adjusted.
5.3 If we conclude as a result of our investigations that your account has not been incorrectly debited we will respond to your query by providing you with reasons and any evidence for this finding in writing
You should check:
(a) with your financial institution whether direct debiting is available from your account as direct debiting is not available on all accounts offered by financial institutions.
(b) your account details which you have provided to us are correct by checking them against a recent account statement; and
(c) with your financial institution before completing the Direct Debit Request if you have any queries about how to complete the Direct Debit Request.
7.1 We will keep any information (including your account details) in your Direct Debit Request confidential. We will make reasonable efforts to keep any such information that we have about you secure and to ensure that any of our employees or agents who have access to information about you do not make any unauthorised use, modification, reproduction or disclosure of that information.
7.2 We will only disclose information that we have about you: (a) to the extent specifically required by law; or (b) for the purposes of this agreement (including disclosing information in connection with any query or claim).
8.1 If you wish to notify us in writing about anything relating to this agreement, you should send an email to: email@example.com telephoning us on 0402 466870 during business hours
After one year of keyboard, we were pleasantly surprised how well Christy performed as part of a group in a lovely end of year concert. Christy found further motivation when I finally made time to squeeze in a few private lessons so that she could measure her progress by completing exams. The group and private lessons provide complementary outcomes, by creating a musician who wants to improve and who can play as part of a group. Cath has a caring approach, and there is no pressure to take on private lessons.
My daughter has been attending Kids on Key through our school for the last 4 years. In this time she has developed a love of music and fostered a wonderful relationship with her music teacher. Kids on Key has provided my daughter with a positive, fun and challenging music program. My daughter is excited to be partaking in her next ANZCA exam for piano this year and I am positive that her love of music and piano is because of the fantastic environment provided by Kids on Key.
My children have been learning keyboard for about 4 years with Kids on Key. I think it is a fantastic program, especially as these classes can be done around school times. My children have learned to read music as well as learn keyboard, both of which I truly believe helps to expand our children’s mind for many other areas of their life, similar to the benefits of learning another language, and Susan is just a wonderful teacher. The opportunity to further the education with exams and grading is there for the students that wish to pursue their instruments further.
My daughter has really enjoyed her Zoom guitar lessons during ISO. The audio is great at both ends, the teacher can see everything she’s doing with her hands and she is very engaged. On the technical side, I'm amazed how seamless the process is and how well it all works.
Catherine Green – St Peter’s
During the COVID lockdown, music lessons went online and I was a bit apprehensive about how it would work. After we sorted all the technical stuff, I was really surprised by how much Nate engaged in the lessons. He told me after a month or so that he really enjoys having the lessons online and that he finds it easier to focus and learn. The way Cath sets it up works really well in terms of seeing the keyboard and taking turns in playing and listening. Nate's been more motivated than ever to practice and engage in the end of term concert. He's thinking about continuing online lessons when school returns, so he doesn't miss out on school time.
Gwyneth Rees - Tucker Rd Primary
The online music lessons offered by Kids on Key have been fabulous. The sessions were scheduled around our existing commitments, were well structured and tailored to suit the needs of my son. It was easier for my son to focus, without any external disruptions, and he made good progress during this time. I will certainly be considering online lessons for the future.
Lorraine Theodore – Resurrection Primary